HOA is an organization responsible for implementing rules in its specific community. Home associations (HOA) are established to maintain harmony in the community and ensure that it remains a safe and clean place to live in. HOA is found in covenant controlled communities or other planned communities. If you decide to buy a house in an area where an HOA is established, you will need to pay a monthly or yearly fee that will go to the HOA. This fee can be a negligible amount or a huge one, depending on the community. Invest in Rudn Enclave.


In exchange for the fee, the HOA takes responsibility for several things and provides services.


If you live in an apartment with an HOA, you, along with other residents, will have to give a monthly fee. The HOA will be responsible for keeping the building clean and ensuring it remains up to date. Moreover, this fee will also cover utilities such as electricity, gas and water. They also provide services such as picking up trash from each apartment or taking care of the garden, if any.

Moreover, you as a resident will also be provided with certain amenities. Most new buildings with an HOA have a swimming pool, a gym and other indoor sports facilities for their members. The HOA fees will cover the maintenance cost of these recreational areas. If your building gets damaged or a major repair is needed, the HOA will use its funds to finance the repairs needed. Read more about kingdom valley islamabad payment plan.


As a building, if you live in a community controlled by an HOA, you will be liable to pay the monthly HOA fees. The HOA will ensure that the neighbourhood stays clean and that each resident adheres to the rules set. The HOA will be responsible for the community’s safety; many of these neighbourhoods have surveillance cameras for 24/7 monitoring.

They always provide amenities such as a gym, swimming pool and other recreational facilities. They also use this fee to hire staff responsible for taking care of the community. Furthermore, they save a certain amount so that they have sufficient funds to deal with it in the case of an emergency. Know more about payment plan of Kingdom Valley Islamabad.


If you reside in an HOA governed community, you have no option other than to give the HOA fees. If you fail to pay it, you may have to face its consequences. If you are late in paying the fees, HOA will send you a notice, and a penalty may be charged. However, if you still do not pay, HOA has the right to cut off your utilities. They may halt the provision of electricity, gas and water. Furthermore, the HOA has the right to take legal action against you. Hence if you continuously fail to pay their fees, they can file a lawsuit against you, resulting in you having to leave your house.


Having an HOA is not always as good as it sounds. There needs to be proper management and distribution of the funds to ensure that everything stays in order. Mismanagement in the HOA team may result in the residents not getting adequate facilities despite paying the monthly fees. Moreover, the risk of corruption exists. Thus there should be strict checking to ensure that the money is used for the residents only. Buy plot in 1947 Housing.


Living in an HOA governed community has several benefits as it provides a better standard of living to its residents. HOA needs funds to carry out its responsibilities; hence you must pay the monthly HOA fees on time. If you fail to pay, there will be drawbacks for the rest of the community, and the system will get disrupted.

Author Bio

Ramza Zahra is a Karachi-based freelance content writer who uses her life experiences and curious nature to research and pen it down and make a living. Currently, she is working with Sigma Properties as an Snr. Content Writer.

By Manali