Credit cards are indispensable tools, but they do have one drawback: they expire. This is a problem if you don’t know when your credit card will expire! Fortunately, checking the expiration date on any credit card is easy.
Check Your Credit Card Expiration Date
The credit card expiration date is the last day you can use your card. Many people ask, “do credit cards expire at the end of the month?” Your credit card’s expiration date is not the same as its due date, which is the day when you have to pay for what you’ve charged on your credit card bill. The grace period is when your statement is sent and when payment must be made for a purchase to be considered “paid in full” after it has been assessed late fees and interest charges.
The best way to find out about all of these important dates—and more—is to check your statements regularly!
Know the Credit Card Expiration Month And Date
When you’re looking to check your credit card expiration date, you should keep a few things in mind. First, if your card is one of the newer chip-enabled versions, it will likely have an EMV chip (a type of microchip) embedded into the front side of the card. This means instead of swiping your card through a machine like usual, you’ll need to insert it into a slot on the machine and leave it there until prompted to remove it again by a beep or other audio cue. Once this is done successfully and without any issues, proceed with checking your expiration month and day so that everything else can normally process from there.
What To Do If Credit Card Expires?
You’re likely to get a text message from your bank with details about the new expiration date, which will typically be at least a month from now. You can also check the website for your bank or credit card provider to see if there are any updates available.
If this is your first time checking, you might notice that some banks don’t keep track of credit card expiration dates at all—in which case you’ll want to do so manually by following these steps:
What Must YouKnow About Credit Card Expiration?
You must know the following things about your credit card expiry date:
- Cards expire after a certain period
- You can easily check your card expiry date online
- You can also check your card expiry date by calling the bank
Credit cards are an essential part of our lives today. We use it for everything from shopping to traveling and even paying bills. A credit card is a convenient way to pay for purchases, but it’s also important that you know when your card expires so you don’t lose any money or have problems with transactions in the future. As professionals at SoFi say, “once your card expires, it is no longer valid for new purchases.”
You can check the expiration date on most cards by looking at the front side or back of your card, where there is usually a sticker showing how long before your current balance will expire (typically six months). If you need help finding out what month this happens, then call customer service or visit them directly at their store location nearest where they live because they’ll gladly assist with whatever questions arise during this process!